Payday Loans – How it Works

Step One:
Complete the online application
Step Two:
Your assigned Lender will:

  • Review your application.
  • Request faxed documentation. (Only applies to some lenders)
  • Contact you by phone to review information submitted
  • Notify you by email of your final approval or denial

Step Three:
Once you have been approved for your payday loan, your assigned lender will advance you the cash you need overnight via an electronic transfer to your checking account. Upon due date your advance will automatically be refinanced (extended) and fees due will be debited on your account unless you contact your assigned lender in writing three business days prior to the due date to tell them to pay it off or pay it down.